Tuesday, 02 July, 2024

For Broke Boys Only: disregard loan apps, only use them when…- 5


For Broke Boys Only: disregard loan apps, only use them when… (Photo Credit: NRTC Library)

Estimated reading time: 4 minutes

In the previous episode of For Broke Boys Only, the writer admonished readers to get a high value skill, a marketable profession and desist from mediocre operations that do not yield enough funds.

Understandably, life is quite tedious, albeit, for someone who is on the come up, endeavor to find skillsets that are marketable and can bring funds. Masculinity and manhood is predominantly about responsibility, hence, it is only ideal to find a job or a profession that can bring in enough money.

Do not kid yourself, life isn’t a bed of roses, there will be a price to pay to meander through life. Disheartening, but, it is the cross you must be prepared to be bear.

For Broke Boys Only: disregard loan apps, only use them when… (Photo Credit: NRTC Library)
For Broke Boys Only: disregard loan apps, only use them when… (Photo Credit: NRTC Library)

READ ALSO:

Enter Loan Apps…

Loans (Photo credit: Invoice NG)
Loans (Photo credit: Invoice NG)

Agreed, every man (since it’s titled For Broke Boys Only) must make something of himself; do something of value and make some money.

“So, what if I have to get by through the use of loan apps?,” this question you may ask.

Without sugarcoating it, loan apps or loan sharks are heinous. Hey friend, loan sharks would go to any length to defame your character and demean your reputation.

Before using that loan app, think twice. You are threatened to pay back, and the staff use an unprofessional methodology to seek back their funds. This is incomprehensible, do not do it, it’s a dangerous business as earlier stated.

Loan apps would seek any means to bring you down. Below is an evidence of how loan apps threaten those whose default in payment.

Here a photo of how loan apps threaten a beneficiary (Photo Credit: NRTC library)
Here a photo of how loan apps threaten a beneficiary (Photo Credit: NRTC library)

So, How Do We Get Funds Then?

  1. Practice delayed gratification. Ask yourself, do you need this material right now, how can you get through it?

If it something that isn’t life or death, hence, you can postpone it to some other time until you can afford.

  1. Seek loan from friends, families and other acquaintances.

There is nothing wrong with seeking financial assistance from your work place and acquaintances. It is better to draw out a plan on how you intend to pay back than to delve into the cesspit of loan platforms that will destroy your character.

Further, it’s much easier to communicate with your acquaintances about your financial struggles and get grace than to discuss with loan providers who are indifferent about your excuses. They just want their funds, that’s all they care about.

Stay away from loan apps, I repeat.

  1. Get A Job. It’s only ideal you get a job and garner momentum from there. It’s okay to get by with the little you have and discover means to make-ends-meet than to avoid the infuriating calls from loan platforms.

It’s a dangerous business using loans, I repeat. Instead of using loan apps, read the article below and follow the ideal steps:


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