The Nigeria Incentive-Based Risk Sharing System for Agricultural Lending (NIRSAL) Plc has approved credit guarantees exceeding N100 billion for agriculture loans and investments in 2025.
The organisation announced the milestone in a statement issued on December 29, 2025.
These guarantees enable financial institutions to lend to agribusinesses previously deemed too risky.
NIRSAL achieved its highest annual facilitated finance to date through risk-sharing models.
ALSO READ
The guarantees support activities across commodity exports, agro-processing, input supply, primary production, storage, warehousing, and logistics.
Partner banks increasingly rely on NIRSAL’s credit risk guarantees to expand agricultural portfolios.
The firm has signed 41 master agreements with counterparties committed to financing agriculture.
NIRSAL received the MSME Agrifinance Enabler of the Year Award for structuring and de-risking transactions.
Managing Director Sa’ad Hamidu emphasised innovation, partnerships, and scaled solutions for 2026.
This performance strengthens lender confidence, deepens financial inclusion, and drives investment in Nigeria’s agriculture sector transformation.
